财产保险合同格式涉外(doc11)-保险综合(编辑修改稿)

财产保险合同格式涉外(doc11)-保险综合(编辑修改稿)内容摘要：

arthquake or tsunami。 3. depreciation, loss of market, loss of use and other consequential losses of any description。 4. loss of or damage to the insured property or expenses incurred arising from war, warlike operation, hostilities, armed conflicts, terrorism, conspiracy insurrection, coup d39。 etat, strike, riot, and civil motion。 5. confiscation, requisition, destruction or damage by any action or order of any government de jure or de facto or by any public authorities。 6. loss of or damage to insured property directly or indirectly caused or expenses incurred by nuclear fission, nuclear fusion, nuclear weapon, nuclear material, nuclear radiation and radioactive contamination。 7. loss or damage caused and expenses incurred by pollution of any kind or description whatsoever such as atmosphere, land and water pollutions but this does not include loss or damage caused by pollution arising from PERILS specified in Article II the Policy。 8. the deductibles stated in the Schedule to be borne by the Insured。 9. loss or damage arising from any other perils not listed in Article II of this Policy. IV. TREATMENT OF CLAIM 1. The Company shall at its option, indemnify the Insured in respect of loss or damage falling within the Scope of Cover of the Policy by either: paying the amount of the actual value of the property lost or damaged or。 paying the necessary cost of repairing or restoring the damaged property to its nearest condition immediately preceding the damage or。 repairing or restoring the damaged property to a condition near to other property of like kind and quality. 此资料来自 企业 ()，大量的管理资料下载 2. Indemnity under this Policy shall be based upon the sound market value of the property prevailing at the time of loss. If the sound market value of the damaged property is lower than the sum insured of such property, the claim shall be settled on its market value。 If the sound market value of the property is in excess of the sum insured, the Company shall only be liable for such proportion of the claim as the sum insured of the damaged property bears to its sound market value. If the insured property enumerated in the Schedule is more than one item, the provision of this clause shall apply to each thereof. 3. If a claim for loss of or damage to the insured item is settled on a total loss basis, the salvage value of such item shall be deducted from the indemnity payable by the Company. The Company may, at its option, decline the abandonment of any damaged property by the Insured. 4. In the event of loss of or damage to any equipment item insured forming part of a pair or set, the Company shall not be liable in respect of each of such item lost or damaged for more than its proportionate part of the sum insured on the plete pair or set. 5. In the event of any loss occurrence, the Company shall also pay the Insured for the expenses reasonably incurred for taking necessary measures to minimize loss or damage to the least extent, but in no case shall such expenses referred hereto exceed the sum insured of the insured property. 6. Upon settlement of a claim, an endorsement shall be issued by the Company to reduce the sum insured corresponding to the property lost or damaged by the amount so settled from the date of loss, and no premium shall be refunded for the amount so reduced. If reinstatement of the sum insured is required by the Insured upon settlement of the claim, an additional premium for the reinstated amount shall be charged at an agreed rate, and be calculated on pro rata daily basis from the date of loss to the expiry of the insurance. 7. The time of validity of a claim under this insurance shall not exceed a period of two year count。