外文文献翻译---手机银行——金融领域的新业务-金融财政(编辑修改稿)

外文文献翻译---手机银行——金融领域的新业务-金融财政(编辑修改稿)内容摘要：

ks and in the bank area. Main goal in this method is to offer banking services in bank area through mobile phone without paying for any costs in order to decrease the rush hours and amount of banking operations done by the bank clerks. In this method bank customers can be connected to server installed inside the bank through Bluetooth technology and to handle their banking affairs through their mobile phones. This server will be capable to offer banking services through bluetooth technology. Details of this project will be dealt with in the next section. In third section we will point to some advantages of this method. In final section we will make the final conclusion. 2. The suggested idea Bluetooth is a technology enabling users to create Wireless Personal. Area Networks (WPANs)。 allowing a range of devices to municate in a local area without wires. Operating in the Industrial, Scientific and Medical (ISM) band at . The main advantages of Bluetooth are its low power and cost, and its ability to give high connection reliability in a crowded area of the spectrum. Bluetooth devices are currently available in three power bands and have a maximum range from 10m to 100m. To minimize any interference, Bluetooth devices use 79 channels within the ISM band, occupying 1 MHz each. Frequency hopping is used, with a nominal rate of 1600 hops 4 per second. Bluetooth supports up to 3 synchronous voice channels at 64kb/s each way and asynchronous data at up to kb/s asymmetric or kb/s symmetric [7]. Most important advantages of this technology are its wireless characteristic, low costs and its being automatic. In our suggested method a puter is installed as aserver inside the bank. This service can offer mbanking services and is equipped with bluetooth. By help of this technology the server can be connected with other devices equipped with bluetooth lying in 100meter scope. Since bluetooth radio waves can pass through the walls too, the server can be connected to other devices equipped with the bluetooth outside the bank and render the banking services. Customers whose mobile phones support Bluetooth technology can be connected to the server through bluetooth inside and outside the bank and in the area which is under the cover of the server if they have already subscribed for using mbanking services and have a user account. After entering into the bank system through their user accounts the customers can handle their banking affairs through mobile phones in the same way as they do the normal services of mbanking. Due to lowspeed inter and highcost of inter for mobile phones in such developing countries as Iran, using this service is almost fast and does not incur any cost. Of course we must point out that applications of these two services (mobile banking and presentation of banking services through mobile in bank area) are different and it is not advisable to pare and contrast these two services. 3. Advantages Some important features of our method are as follow: 1. We can handle our banking operations while we are sitting in our car through mobile phone without having to go into the bank. 2. We can do our other banking operations through this service while we。