国内商业银行国际贸易融资风险浅析外文翻译-国际贸易(编辑修改稿)

国内商业银行国际贸易融资风险浅析外文翻译-国际贸易(编辑修改稿)内容摘要：

the relevant departments of the synergy between branch. But now our bank in foreign exchange business processing procedure is paratively backward, different between different departments, and those between independent operation, lack of business work resources sharing, lack of management, and coordinated resource sharing cannot be achieved, risk control, the purpose. Such as financing for a department of international business operation of credit risk control, risk control and business development, risk control, appear already the lack of bank39。 s internal control and risk professional interdependent. Facing China import and export enterprise general operating losses, with lots of bad debt and bank of objective reality of bank financing trade lurk huge risk. 3 financing business petition damage risk management standards. Our international trade financing time relative foreign shorter, the market is not mature, various constraint mechanism is not perfect, mercial bank for international settlement with the fierce petition of business, Banks, and a single form of business for more market share, scrambling to attract customers, the favorable conditions for enterprise customer credit review and also more and more low, relax to trade financing risk control. For example, one bank reduced the charge issuing deposit rate. Some even take credit issuing, margin, Some deficiencies and guarantee deposit or mortgage formalities under the condition of inplete foreign open the usance l/c, etc, these practices destroyed risk management standards, and increased risk of bank financing business. 4 39。 lack of pound, the highquality service personnel. Our country mercial bank in international trade finance business talent shortage, limited human resources management, and focus on the first branch in marketing agency, the less talen。