健康人寿保险术语使用手册(编辑修改稿)

健康人寿保险术语使用手册(编辑修改稿)内容摘要：

.................................................................................................. 36 人身保险 (Personal Insurance) ........................................................................................... 36 人寿保险 (Life Insurance) ................................................................................................. 36 人身意外伤害保险 (Life Accident Insurance)...................................................................... 36 人寿保险精算师 (Life Insurance Actuary)........................................................................... 37 承保 (Approved， To Cover) ............................................................................................ 37 船舶保险 (Hull Insurance)................................................................................................. 37 财产保险 (Property Insurance) ........................................................................................... 37 产品质量保证保险 .......................................................................................................... 38 产品责任保险 (Product Liability Insurance) ........................................................................ 38 保障年限 ........................................................................................................................ 38 飞机意外伤害 ................................................................................................................. 39 人寿保险责任准备金 (Life Insurance Reserve) ................................................................... 39 少儿健康险是专门为少儿量身定做的健康保险产品。 ..................................................... 39 损失率 (Loss Ratio) .......................................................................................................... 39 施救费用 (Sue and Labor Expenses) ................................................................................... 40 生死两全保险 (Endowment Assurance) .............................................................................. 40 生命表 (Life Table) .......................................................................................................... 40 投保单 (Application) ........................................................................................................ 41 投保人 (Applicant) ........................................................................................................... 41 退保 (To Cancel) .............................................................................................................. 41 推定全损 (Constructive Total Loss) .................................................................................... 41 退休年金保险 (Personal Pension Annuities) ........................................................................ 42 团 体人身保险 (Group Life Insurance) ................................................................................ 42 团体人身意外伤害保险 (Group Life Accident Insurance) ..................................................... 42 生存金领取方式 ............................................................................................................. 42 身故给付责任 ................................................................................................................. 43 申根签证保险 ................................................................................................................. 43 申根国 ........................................................................................................................... 43 手术津贴 ........................................................................................................................ 44 危险 (Risk) ...................................................................................................................... 44 危险事故 (Peril)............................................................................................................... 44 危险因素 (Hazard) ........................................................................................................... 44 危险管理 (Risk Management) ............................................................................................ 45 未到期责任准备金 (Unearned Premium Reserve) ................................................................ 45 未决赔款准备金 (Outstanding Loss Reserve) ...................................................................... 45 现金价值 (Cash Value)...................................................................................................... 46 现金赔款 (Cash Loss) ....................................................................................................... 46 养殖业保险 .................................................................................................................... 46 医疗保险 ........................................................................................................................ 46 暂保单 (Binder， Binding Slip) .......................................................................................... 47 最大诚信 (Utmost Good Faith) .......................................................................................... 47 忠诚保证保险 (Fidelity Bond) ........................................................................................... 48 责任保险 (Liability Insurance) ........................................................................................... 48 职业责任保险 (Professional Liability Insurance).................................................................. 48 终身寿险 (Whole Life Insurance) ....................................................................................... 49 子女教育、婚嫁金保险 ................................................................................................... 49 中小学团体平安保险 ...................................................................................................... 49 主险 (zhuxian) ................................................................................................................. 49 自然纯保费 (Natural Premium)....................。