小企业贷款信用评分(编辑修改稿)

小企业贷款信用评分(编辑修改稿)内容摘要：

erships  合伙企业  Corporations  公司 11 Copyright 169。 20xx Fair Isaac Corporation. All rights reserved. The beginning of Small Business Scoring Service (SBSS) in the United States 小企业评分机构在美国的起步  Fair Isaac partners with Robert Morris Associates (RMA)  Fair Isaac 与 Robert Morris Associates (RMA) 成为合伙企业  17 banks each contribute 100 goods, 100 bads, 100 declines  17家银行每一家都提供 100家好的， 100家坏的， 100家信用下降的小企业的资料  Precoding sheets filled out by hand  手工填写预先编好的表格  Paper credit bureau reports  纸质的信用局报告  Fair Isaac data entry staff creates electronic database  Fair Isaac 的数据输入人员创建了电子数据库  1995 Fair Isaac SBSS releases the first empirically derived mercial scorecards  1995年， Fair Issac 小企业评分机构发布了首批完全来自于实际数据的商业记分卡 12 Copyright 169。 20xx Fair Isaac Corporation. All rights reserved. Small Business Pooled Models improvements 小企业集合模型的进步  Over 250,000 small businesses contributed by 25 banks  25家银行提供的 25万多家小企业信息  Data extracted electronically from application processing and master billing file systems 100% availability of consumer bureau information  从申请处理和主帐单文件系统中电子化提取的数据 ，消费信用局信息 100％可得  Business data provides increase in predictive power  商业数据提高了预测力  Application 申请  Business reports 商业报告  Financial statements 财务报表  20xx Fair Isaac releases second generation of mercial scorecards  20xx年， Fair Isaac 发布了第二代商业记分卡  Currently building the New Small Business Pooled Models  现在正在建立新的小企业集合模型 13 Copyright 169。 20xx Fair Isaac Corporation. All rights reserved. Small business scoring pooled models in Asia 亚洲的小企业评分集合模型  Pooled Models in Japan  日本的集合模型  Over 3,500 small businesses contributed by 13 banks  13家银行提供的 3500多家小企业信息  Data transferred from application processing and master billing file systems and availability of consumer bureau information  从申请处理和主帐单文件系统中传出的数据及消费信用局信息的可得性  Business data provides increase in predictive power  商业数据提高了预测力  Application 申请  Business reports 商业报告  Financ。