外文翻译-----物流金融服务的评价-金融财政(编辑修改稿)

外文翻译-----物流金融服务的评价-金融财政(编辑修改稿)内容摘要：

edures by trade contracts. Review the trend of China39。 s FL innovations development in recent years, it is easy to see that FL business mode based on the inventory develop quickly, while the mode based on the trade contracts is still in the process of introduction by foreign logistics enterprises. Whereas, from the angle of the participants, the lenders have developed from purely mercial banks to the guarantee agencies and insurance agencies. The logistics enterprises, moreover, have developed from panies with single storage capital to the thirdparty logistics, agency and chain management. At the same time, the loan applier is extending, which is from circulating corporation to circulation and producer . Clearly, the potential of FL’s development is enormous, which has farreaching significance for materials circulation of the society. 3. THE SIGNIFICANCE OF FINANCIAL LOGISTICS BUSINESS In the processes of circulation, many different kinds of problems have been solved in the practice of FL, which can receive lots of economic and social benefits. FL means a lot for the logistics enterprises. On one hand, the new service not only increase the value of service but also improve the operating efficiency of the supply chain, finally stabilize and attract the customers。 On the other hand, as a mutual trusted one by banks and customers, logistics corporations can be better integrated into the customer39。 s supply chain, the alliance relationship among the banks will also be strengthened. In fact, for importers and exporters, logistics financial services effectively reduce the risk of settlement and financing, lower transaction costs and the financial burden of both sides. The main risks especially for SMEs are insufficiency of flow capital in their processes of development, which bee the bottleneck that constrains the development. FL services, which allow these SMEs to get business loans by using raw materials and modities on the market, can resolve financing problems of expansion the operation scale and reuse the funds to improve the efficiency of capital circulation, ultimately improve the quality of economic operation . In conclusion, the function and role of LF in macroeconomic structure should be paid attention by us , for it plays irreplaceable and significant leverage in improving the circulation service quality and reduces the overstock and consumption, ultimately speeds up the turnover rate of macroeconomic currency in national economic accounting system. 4. CONCLUSIONS Modern logistics and finance logistics have brought a tremendous impact on logistics enterprises and financial services industries. The development of their concept and technology has a clear feature of hightech, of which the main characteristic is the informatization based on digital t。